Americans Are Dumbies

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Re: Americans Are Dumbies

Post by kalm »

Ivytalk wrote:
kalm wrote:
Sometimes I wonder if you might be right but wouldn't an interest in voting indicate an interest in democracy and civics?

(Oops...I used that dirty word, democracy again)
An interest in power and free stuff. Nothing more.

:stir:
Careful! That doesn’t just describe the humble masses.

:coffee:
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Re: Americans Are Dumbies

Post by Chizzang »

kalm wrote:
Ivytalk wrote: An interest in power and free stuff. Nothing more.

:stir:
Careful! That doesn’t just describe the humble masses.

:coffee:
Dude, oldest story in the world
The easiest people to steal from are the poor
They have no representation no access to the system and no allies above the bottom rung

:thumb:
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Re: Americans Are Dumbies

Post by CID1990 »

Chizzang wrote:
kalm wrote:
Careful! That doesn’t just describe the humble masses.

:coffee:
Dude, oldest story in the world
The easiest people to steal from are the poor
They have no representation no access to the system and no allies above the bottom rung

:thumb:
So what are we stealing, exactly?


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Re: Americans Are Dumbies

Post by mainejeff »

CID1990 wrote:
Chizzang wrote:
Dude, oldest story in the world
The easiest people to steal from are the poor
They have no representation no access to the system and no allies above the bottom rung

:thumb:
So what are we stealing, exactly?


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Re: Americans Are Dumbies

Post by dbackjon »

93henfan wrote:Don't rest on your yannies.

**laurels









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Re: Americans Are Dumbies

Post by dbackjon »

CID1990 wrote:
mainejeff wrote:
American don’t even believe their own eyes now....they certainly aren’t going to believe what they read in books.

:coffee:
Well Jeff, I think you and I have some common ground here.

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Re: Americans Are Dumbies

Post by Ivytalk »

mainejeff wrote:
CID1990 wrote:
So what are we stealing, exactly?


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Re: Americans Are Dumbies

Post by Chizzang »

CID1990 wrote:
Chizzang wrote:
Dude, oldest story in the world
The easiest people to steal from are the poor
They have no representation no access to the system and no allies above the bottom rung

:thumb:
So what are we stealing, exactly?
How many examples would you like CID

Studies have already shown
1) Just being poor means that Automobile Insurance companies charge you more regardless of vehicle value
in fact insurance companies across the board charge the poor more for the same coverage
all explained away by risk management

2) Since nobody pays poor people in cash anymore banks make a living charging over draft fees
And there's no way to avoid using banks - and it's been shown (proven) banks make a killing off of the poor
if the poor could choose not to use banks they would be in a better position to manage their cash

3) Poor people when charged with a violation a ticket or a crime almost universally plead guilty
Regardless of the fact that they in many cases are NOT guilty - because they don't have the money to fight
it's been proven (over and over) rich people don't pay violations or speeding tickets and never plead guilt particularly when NOT guilty

4)
Costco... poor people can't take advantage of bulk buying
and are frequently only able to purchase from corner stores at ridiculous small quantity prices
and that Harvard Study showed that poor people frequently only eat two means a day
at higher expense per meal than those who earn more and eat three meals a day

there's more... but why bother
you don't care
Q: Name something that offends Republicans?
A: The actual teachings of Jesus
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Re: Americans Are Dumbies

Post by kalm »

CID1990 wrote:
Chizzang wrote:
Dude, oldest story in the world
The easiest people to steal from are the poor
They have no representation no access to the system and no allies above the bottom rung

:thumb:
So what are we stealing, exactly?


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Re: Americans Are Dumbies

Post by AZGrizFan »

Chizzang wrote:
CID1990 wrote:
So what are we stealing, exactly?
How many examples would you like CID

Studies have already shown
1) Just being poor means that Automobile Insurance companies charge you more regardless of vehicle value
in fact insurance companies across the board charge the poor more for the same coverage
all explained away by risk management

2) Since nobody pays poor people in cash anymore banks make a living charging over draft fees
And there's no way to avoid using banks - and it's been shown (proven) banks make a killing off of the poor
if the poor could choose not to use banks they would be in a better position to manage their cash

3) Poor people when charged with a violation a ticket or a crime almost universally plead guilty
Regardless of the fact that they in many cases are NOT guilty - because they don't have the money to fight
it's been proven (over and over) rich people don't pay violations or speeding tickets and never plead guilt particularly when NOT guilty

4)
Costco... poor people can't take advantage of bulk buying
and are frequently only able to purchase from corner stores at ridiculous small quantity prices
and that Harvard Study showed that poor people frequently only eat two means a day
at higher expense per meal than those who earn more and eat three meals a day

there's more... but why bother
you don't care
I only eat two meals a day. Guess I'm poor. :suspicious: :coffee: :coffee:
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Re: Americans Are Dumbies

Post by GannonFan »

AZGrizFan wrote:
Chizzang wrote: How many examples would you like CID

Studies have already shown
1) Just being poor means that Automobile Insurance companies charge you more regardless of vehicle value
in fact insurance companies across the board charge the poor more for the same coverage
all explained away by risk management

2) Since nobody pays poor people in cash anymore banks make a living charging over draft fees
And there's no way to avoid using banks - and it's been shown (proven) banks make a killing off of the poor
if the poor could choose not to use banks they would be in a better position to manage their cash

3) Poor people when charged with a violation a ticket or a crime almost universally plead guilty
Regardless of the fact that they in many cases are NOT guilty - because they don't have the money to fight
it's been proven (over and over) rich people don't pay violations or speeding tickets and never plead guilt particularly when NOT guilty

4)
Costco... poor people can't take advantage of bulk buying
and are frequently only able to purchase from corner stores at ridiculous small quantity prices
and that Harvard Study showed that poor people frequently only eat two means a day
at higher expense per meal than those who earn more and eat three meals a day

there's more... but why bother
you don't care
I only eat two meals a day. Guess I'm poor. :suspicious: :coffee: :coffee:
I've had three traffic tickets in 30+ years of driving and I paid them immediately. What a rube (and poor) person I am! :coffee:
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Re: Americans Are Dumbies

Post by Chizzang »

GannonFan wrote:
AZGrizFan wrote:
I only eat two meals a day. Guess I'm poor. :suspicious: :coffee: :coffee:
I've had three traffic tickets in 30+ years of driving and I paid them immediately. What a rube (and poor) person I am! :coffee:
That's fascinating anecdotal information, thank you...
You've completely changed my mind

also, I shouldn't be confused with somebody that actually cares about "the poor"
There is no evidence based on my behavior that suggests that I care
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Re: Americans Are Dumbies

Post by Winterborn »

Klam, I would like to amend the title of this thread to say "People In General Are Dumbies".

Case in point, why would anyone want to stick their hand, into a snowblower that is jammed by snow, without shutting the machine off? :loko:
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Re: Americans Are Dumbies

Post by BDKJMU »

Chizzang wrote:
CID1990 wrote:
So what are we stealing, exactly?
How many examples would you like CID

Studies have already shown
1) Just being poor means that Automobile Insurance companies charge you more regardless of vehicle value
in fact insurance companies across the board charge the poor more for the same coverage
all explained away by risk management


2) Since nobody pays poor people in cash anymore banks make a living charging over draft fees
And there's no way to avoid using banks - and it's been shown (proven) banks make a killing off of the poor
if the poor could choose not to use banks they would be in a better position to manage their cash

3) Poor people when charged with a violation a ticket or a crime almost universally plead guilty
Regardless of the fact that they in many cases are NOT guilty - because they don't have the money to fight
it's been proven (over and over) rich people don't pay violations or speeding tickets and never plead guilt particularly when NOT guilty

4)
Costco... poor people can't take advantage of bulk buying
and are frequently only able to purchase from corner stores at ridiculous small quantity prices
and that Harvard Study showed that poor people frequently only eat two means a day
at higher expense per meal than those who earn more and eat three meals a day

there's more... but why bother
you don't care
And studies have shown that men are charged more for car insurance than women.
And single men get charged more than married men (which means I get doubly screwed).
And on and on...
The stats don’t lie- certain groups have higher accident rates than others, more costly accidents than others, do a better job maintaining their vehicles upkeep than others, etc.
..peacefully and patriotically make your voices heard..
..But you have to go home now. We have to have peace…
..I know how you feel, but go home, and go home in peace.
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Re: Americans Are Dumbies

Post by BDKJMU »

Chizzang wrote:
CID1990 wrote:
So what are we stealing, exactly?
How many examples would you like CID

Studies have already shown
1) Just being poor means that Automobile Insurance companies charge you more regardless of vehicle value
in fact insurance companies across the board charge the poor more for the same coverage
all explained away by risk management

2) Since nobody pays poor people in cash anymore banks make a living charging over draft fees
And there's no way to avoid using banks - and it's been shown (proven) banks make a killing off of the poor
if the poor could choose not to use banks they would be in a better position to manage their cash

3) Poor people when charged with a violation a ticket or a crime almost universally plead guilty
Regardless of the fact that they in many cases are NOT guilty - because they don't have the money to fight
it's been proven (over and over) rich people don't pay violations or speeding tickets and never plead guilt particularly when NOT guilty

4)
Costco... poor people can't take advantage of bulk buying
and are frequently only able to purchase from corner stores at ridiculous small quantity prices
and that Harvard Study showed that poor people frequently only eat two means a day
at higher expense per meal than those who earn more and eat three meals a day

there's more... but why bother
you don't care
I’m calling bs on that one. How about a link(s)..
..peacefully and patriotically make your voices heard..
..But you have to go home now. We have to have peace…
..I know how you feel, but go home, and go home in peace.
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Re: Americans Are Dumbies

Post by BDKJMU »

GannonFan wrote:
AZGrizFan wrote:
I only eat two meals a day. Guess I'm poor. :suspicious: :coffee: :coffee:
I've had three traffic tickets in 30+ years of driving and I paid them immediately. What a rube (and poor) person I am! :coffee:
Yeah. How many middle class, upper middle class or “rich” as Clitz put it, are going to take a day off from work & a good chunk of their day to travel to and sit in a local traffic court to fight a couple hundred $$ ticket that they may or may not get out of? And that’s if you live locally to where you got the ticket. If you live in a different area an hr or more away or out of state forget about it.
..peacefully and patriotically make your voices heard..
..But you have to go home now. We have to have peace…
..I know how you feel, but go home, and go home in peace.
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Re: Americans Are Dumbies

Post by AZGrizFan »

BDKJMU wrote:
Chizzang wrote: How many examples would you like CID

Studies have already shown
1) Just being poor means that Automobile Insurance companies charge you more regardless of vehicle value
in fact insurance companies across the board charge the poor more for the same coverage
all explained away by risk management


2) Since nobody pays poor people in cash anymore banks make a living charging over draft fees
And there's no way to avoid using banks - and it's been shown (proven) banks make a killing off of the poor
if the poor could choose not to use banks they would be in a better position to manage their cash

3) Poor people when charged with a violation a ticket or a crime almost universally plead guilty
Regardless of the fact that they in many cases are NOT guilty - because they don't have the money to fight
it's been proven (over and over) rich people don't pay violations or speeding tickets and never plead guilt particularly when NOT guilty

4)
Costco... poor people can't take advantage of bulk buying
and are frequently only able to purchase from corner stores at ridiculous small quantity prices
and that Harvard Study showed that poor people frequently only eat two means a day
at higher expense per meal than those who earn more and eat three meals a day

there's more... but why bother
you don't care
And studies have shown that men are charged more for car insurance than women.
And single men get charged more than married men (which means I get doubly screwed).
And on and on...
The stats don’t lie- certain groups have higher accident rates than others, more costly accidents than others, do a better job maintaining their vehicles upkeep than others, etc.
God fucking help you if you're a single male under 25 who happens to be poor. :ohno: :ohno:
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Re: Americans Are Dumbies

Post by Chizzang »

Look I get it...
Even recognizing the issues around America's working poor gets you called a progressive
Just the act of identifying poor issues is considered ridiculous and weak

I don't even care - I simply observe them - and I am scoffed at

Likewise observing that corporate executives pay has vastly (wildly) out paced workers pay
just pointing it out gets you shamed and ridiculed - but its a fact

Even Fortune magazine referred to to growth in CEO compensation as "obscene" vs. Employee pay
But we are expected to NOT TALK ABOUT or even look at that

:lol:
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Re: Americans Are Dumbies

Post by JohnStOnge »

I must admit I'd have to refresh my memory on what it takes to do a Constitutional Amendment. I think I remember that it starts off either with Congress or States developing a supermajority to put it up for ratification then a supermajority of States has to ratify it. But even if I'm right about that I don't remember the numbers. Now after I post this admission that I don't remember I'll look it up.
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Re: Americans Are Dumbies

Post by JohnStOnge »

Ok I feel a little better. Looks like I was pretty close on the basic process.
Well, I believe that I must tell the truth
And say things as they really are
But if I told the truth and nothing but the truth
Could I ever be a star?

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Re: Americans Are Dumbies

Post by JohnStOnge »

Chizzang wrote: Studies have already shown
1) Just being poor means that Automobile Insurance companies charge you more regardless of vehicle value
in fact insurance companies across the board charge the poor more for the same coverage
all explained away by risk management
On this one I don't think it's unfair. I think the insurance companies have risk models that justify what they do. In fact I think the unfairness that comes in in this realm is associated with egalitarianism. Insurance companies are not allowed to use race as a factor, for example, even though risk models show that it's significant. With sex it's OK for them to charge people higher for being male but not OK to charge people higher in other areas because they're female.

Here's on article about the issue:

https://www.cbsnews.com/news/car-insura ... gulations/
"Insurers use factors such as education and occupation because they are actuarially proven to be highly predictive of the likelihood of an insurance loss," said Baldwin. "For example, some insurers have found that teachers, paramedics and librarians represent lower risks and could be in jeopardy of paying more for insurance."

Insurers point to numerous studies -- by insurance regulators -- in Florida and Maryland, as well as other states that show nondriving factors such as education, job status and particularly credit rating, are key to how a motorist will perform on the road.
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Re: Americans Are Dumbies

Post by kalm »

Chizzang wrote:Look I get it...
Even recognizing the issues around America's working poor gets you called a progressive
Just the act of identifying poor issues is considered ridiculous and weak

I don't even care - I simply observe them - and I am scoffed at

Likewise observing that corporate executives pay has vastly (wildly) out paced workers pay
just pointing it out gets you shamed and ridiculed - but its a fact

Even Fortune magazine referred to to growth in CEO compensation as "obscene" vs. Employee pay
But we are expected to NOT TALK ABOUT or even look at that

:lol:
I might be the CEO someday so you just shut your dirty pirate hooker mouth!
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Re: Americans Are Dumbies

Post by Chizzang »

kalm wrote:
Chizzang wrote:Look I get it...
Even recognizing the issues around America's working poor gets you called a progressive
Just the act of identifying poor issues is considered ridiculous and weak

I don't even care - I simply observe them - and I am scoffed at

Likewise observing that corporate executives pay has vastly (wildly) out paced workers pay
just pointing it out gets you shamed and ridiculed - but its a fact

Even Fortune magazine referred to to growth in CEO compensation as "obscene" vs. Employee pay
But we are expected to NOT TALK ABOUT or even look at that

:lol:
I might be the CEO someday so you just shut your dirty pirate hooker mouth!
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Re: Americans Are Dumbies

Post by CID1990 »

Chizzang wrote:
CID1990 wrote:
So what are we stealing, exactly?
How many examples would you like CID

Studies have already shown
1) Just being poor means that Automobile Insurance companies charge you more regardless of vehicle value
in fact insurance companies across the board charge the poor more for the same coverage
all explained away by risk management

2) Since nobody pays poor people in cash anymore banks make a living charging over draft fees
And there's no way to avoid using banks - and it's been shown (proven) banks make a killing off of the poor
if the poor could choose not to use banks they would be in a better position to manage their cash

3) Poor people when charged with a violation a ticket or a crime almost universally plead guilty
Regardless of the fact that they in many cases are NOT guilty - because they don't have the money to fight
it's been proven (over and over) rich people don't pay violations or speeding tickets and never plead guilt particularly when NOT guilty

4)
Costco... poor people can't take advantage of bulk buying
and are frequently only able to purchase from corner stores at ridiculous small quantity prices
and that Harvard Study showed that poor people frequently only eat two means a day
at higher expense per meal than those who earn more and eat three meals a day

there's more... but why bother
you don't care
Of course I care.

I care about the 10% of poor Americans who are in that situation through no fault of their own.

:coffee:


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Re: Americans Are Dumbies

Post by AZGrizFan »

Chizzang wrote:Look I get it...
Even recognizing the issues around America's working poor gets you called a progressive
Just the act of identifying poor issues is considered ridiculous and weak

I don't even care - I simply observe them - and I am scoffed at

Likewise observing that corporate executives pay has vastly (wildly) out paced workers pay
just pointing it out gets you shamed and ridiculed - but its a fact

Even Fortune magazine referred to to growth in CEO compensation as "obscene" vs. Employee pay
But we are expected to NOT TALK ABOUT or even look at that

:lol:
Show me the money, motherfucker. I’m the only SOB in the company who can literally GO TO JAIL if the financials are incorrect (thanks, ENRON). So yeah, make it rain. :coffee:
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